If you want to guarantee that money invested for a specific purpose in your child’s life is used for that intention, there are a number of ways to make sure this happens.
If you look around, there are plenty of investment products aimed squarely at helping parents save for education. Education funds are often referred to as “ ”. The savings plans can be set up to transfer to the child’s name at an age specified by you. Many of these funds charge minimal fees and the funds can be used for paying for books and uniforms, repaying HECS debts, and even to purchase musical instruments and lessons.
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